Attention homeowners in Vineyard and Utah County: Need an appraisal?

See the top seven reasons why Utah homeowners hire Guymon Appraisals LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a Utah property tax assessment
  3. To lower a monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a Utah divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate

Own a house in or near Vineyard, Utah and need help deciding the value of it?
Contact Guymon Appraisals LLC.

We at Guymon Appraisals LLC understand the individual needs of a homeowner after appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. Being a regular person not in the real estate field that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Guymon Appraisals LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a region that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from Guymon Appraisals LLC is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. A professional appraisal from Guymon Appraisals LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Guymon Appraisals LLC offers field reviews where we go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Guymon Appraisals LLC can help you with that. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.